No Credit, No Problem: How Quick Auto Makes the Car-Buying Process Possible for Everyone
Yes, YOU Can Qualify for a Car Loan at Our Buy Here Pay Here Dealerships in Indiana
According to the federal government, 31% of applicants will be rejected for a traditional auto loan within the next 12 months. Because traditional loans are based on your credit score, many applicants will be rejected solely due to a score that is considered too low.
Quick Auto, however, approves the vast majority of car shoppers for a loan, with few exceptions. As long as you can prove your monthly income is adequate to cover weekly car payments, our buy here pay here dealership will offer you in-house financing.
What’s Different About Us?
Keep reading to learn more about what’s unique about each step of our process:
The Quick Auto Process: No Credit Check
Our unique approach to used car lots and financing gives people like you the chance to own a reliable vehicle. Our required documentation, for example, is so simple that it will take most people only a couple of minutes to gather.
Show Us Your Photo ID
A government-issued photo identification card, such as a driver’s license, is necessary to begin the application process. On your application, you’ll also write down your driver’s license number and state.
Our team also uses your ID card to verify your identity in order to issue an in-house car loan, so it’s important that your photo ID is unexpired.
Provide Copies of Your Latest Pay Stubs
Our buy here pay here car dealership team will also review your pay stubs and total up your monthly income to determine your loan amount and monthly payments.
Be sure to bring your latest pay stub from any job you’re actively working, including any additional part-time jobs you have.
Because Quick Auto doesn’t perform credit checks, we base our financing offers only on your ability to repay your used car loan. We determine this based on your income.
Share Your Mailing Address
The final component of your application is to show proof of your mailing address, which you can accomplish by bringing a copy of a recent bill, such as your electric bill or cable bill. The bill should be in your name and must have been issued within the last 30 days.
By providing proof of your mailing address, Quick Auto can be sure to have all your contact information on file, in case we need to send future correspondence to you.
Get Approved
Because we don’t spend time checking your credit or talking to banks and credit unions, Quick Auto customers can purchase their vehicle in as little as one hour. You don’t need to spend your entire day at the dealership, nor do you need to attempt to get pre-approvals from traditional lenders.
Our car-buying process is the exact opposite of what most people expect when it comes to buying a used car.
The Quick Auto Process: Used Cars with a Warranty
Another way we stand out is our selection of used cars in eight cities in Indiana, near the Illinois and Michigan borders.
Small car lots may only offer a couple of vehicles in your price range or that fit your lifestyle, but with hundreds to choose from, Quick Auto helps ensure you’re satisfied with your vehicle’s size, fuel economy, and quality. All our car buyers have immense choices in their budget, which means no one feels limited.
Our buy here pay here dealership cares about our clients so much that we also provide a free-of-charge 18-month protection plan. In the unlikely event your vehicle needs certain mechanical repairs, Quick Auto will take care of it for you.
Kick Off the Process Today at the Quick Auto Location Near You
Now that you understand how you can get approved for an auto loan for an affordable used car, it’s time to take action. Harness the power of car ownership and embrace the freedom it will offer you.
Start by completing our online credit application today.
More Resources from Our Car Dealership Blog
Want to learn more about Quick Auto and our seven Indiana car lots? Check out some of our favorite car dealership blog posts for more information and guidance on buying affordable used cars near you.
Common Misconceptions About No Credit Financing
5 Tips for Financing a Car With No Credit
What to Expect When You Visit One of Our Locations
