Searching For Bad Credit Car Loans Near You? Look No Further

Car loans can be intimidating. Finding bad credit or no credit car loans near you can be even more intimidating. But Quick Auto will help you navigate the chaos. We’re your credit connection here to find you the perfect car for your lifestyle and budget.

Quick Auto makes applying for a loan simple and stress-free. No matter your credit history, we believe everyone deserves a nice ride. Banks and other lenders may have already turned you down, but here, we’re the lender. That means you pay here and you finance here. Car loans for bad credit can be hard to come across, but not at Quick Auto.

Our Car Loan Process Is Fast and Friendly

There are so many reasons why the car loan application process turns people off the whole idea of getting a new vehicle. The confusing terminology. The long approval process. The fear of rejection, even if you do everything right.

People with no credit or bad credit face an even tougher loan process. You don’t have time to wait around and find out if their credit checked out OK or not. No one wants to get strung along just to be let down. Quick Auto flips the script.

We offer no credit car loans near you and bad credit car loans near you. Apply for a Quick Auto car loan online or in person, and we can get you right in under an hour.

What You Need to Apply

Our fast car loan application process lets you find a new-to-you ride in no time. You can apply online or in person at one of our car lots. Our application won’t take long to fill out, and we get most customers approved quickly.

All you have to do is bring these documents, and our sales team will get you behind the wheel and set up with an affordable payment plan that works with you.

1. A government-issued photo ID, like a driver’s license.

2. Your recent pay stub(s) from your job(s). 3. Proof of your address, like a utility bill in your name.

3. Proof of your address, like a utility bill in your name.

Getting excited? Shop our large inventory of cars, trucks, and SUVs. You’ll find newer model years from popular automakers, with features you want, like chrome trim, Bluetooth connectivity, leather seats, and great gas mileage.

Bad Credit? No Credit? No Problem!

At Quick Auto, we’ve worked around plenty of credit situations. Yes, even a credit score that bad. Come in and talk to us before counting yourself out. We’ll do what we can to help and find a down payment you’re comfortable with.

Unlike traditional dealerships, Quick Auto won’t hang you out to dry over some credit bumps. Normally, to qualify for a car loan, you need a credit score between 600 and 620 at a minimum. At Quick Auto, we check your score, but it isn’t the most important thing to us. Instead, we look at your work history and your down payment to match you with a ride you’ll love driving and issue you a car loan for bad credit.

Your Credit Connection Is Just A Click Away

Find the Quick Auto location nearest you and come in for a visit! You’re a person, not a walking credit score. We're ready to help you find your next car, truck, or SUV, even with bad credit or no credit.

Your new ride is just a click away. You don’t even have to leave your couch. Stay comfy and apply online from your phone or laptop. We’ll get back to you ASAP.

Car Loan Resources

Ready to buy, but need more info? Here are the details you’re looking for, all in one easy place.

• Find your nearest Quick Auto. We have locations in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage.

• Our car loan application is easy to fill out. Click here to complete it. Or, you can visit us and fill it out in person.

• Look through our inventory before you come in, and see if any of our rides catch your eye. You can filter vehicles by make, model, color, and body style.

• Read our blog to learn the secret to getting a good deal on a used car.

• Find out if you can afford a used car.

• Read recent reviews from shoppers like you. Click here to read reviews from Hammond, Indiana. Use the “Reviews” dropdown in the menu to read testimonials from our other locations.

Go On a Summer Road Trip In a Used Car

Find the Most Reliable, Affordable Used Cars For Your Road Trip

Summer’s calling, and you have big plans to travel. But do you have a ride reliable enough to get you and your friends or family where you’re going?

If not, shop for the most reliable used cars first, and then hit the road to your destination. Keep reading to find out the best places to go in the city and out in the wild.

Explore City Life With Your New-To-You Used Car

Chicago, Illinois

Chicago Road Trip Stops: Millennium Park, Shedd Aquarium, Wrigley Field, and Navy Pier.

Chicago is the perfect road trip destination, thanks to its unbeatable mix of vibrant culture, iconic sights, and lakeside charm. With its deep-dish pizza, intricate architecture, and thriving professional sports scene, the Windy City has something for everyone.

Cruise down Lake Shore Drive in your affordable used car for stunning views of Lake Michigan, or go on foot and check out places like Millennium Park, Navy Pier, and the Art Institute of Confidential & Proprietary 1 Chicago. Whether you’re into music, museums, food, or just soaking up city vibes, Chicago’s lively neighborhoods and scenic routes make it a must-stop on any road trip itinerary.

Detroit, Michigan

Detroit Road Trip Stops: Motown Museum, Comerica Park, Belle Isle Park, and The Guardian Building

Detroit is a Midwestern hotspot. This city is alive with culture and community, and makes a perfect road trip destination to take your affordable used car. The Motor City is a must for car enthusiasts, and the Detroit Auto Museum and Henry Ford Museum will take you on a deep dive into automotive history.

Music fans will love exploring Motown’s roots at the legendary Hitsville U.S.A. Beyond its history, Detroit has a growing art scene with installations like the Heidelberg Project, and beautiful waterfront views along the Detroit Riverwalk.

Whether you're into vintage cars, soulful music, or the hustle and bustle of a vibrant city, Detroit offers a one-of-a-kind experience.

Indianapolis, Indiana

Indianapolis Road Trip Stops: Indianapolis Zoo, Newfields, Children’s Museum of Indianapolis, and Lucas Oil Stadium

Known for the legendary Indy 500, Indianapolis’s racing roots run deep. Cruise into downtown in your used car and discover a walkable hub full of local eats, vibrant street art, and scenic spots like the Central Canal.

The Indianapolis Zoo and the Children’s Museum of Indianapolis (the largest in the world!) are perfect for families, while sports fans can catch a Colts or Pacers game, depending on the season. Whether you're after big thrills at the Speedway or chill vibes at a local bar and grill, Indy has all the pieces to put together a great road trip destination.

Escape Into Nature With Your Reliable Used Car

Indiana: Indiana Dunes National Park

This breathtaking national park spans about 20 miles along the coast of Lake Michigan. Veering off the beaten path and going to visit the glittering dunes takes some effort on your end, but your used car can handle it.

You’ll find the glacial sands have been built up into 250-foot tall piles by the lake’s wind. Put on your hiking boots and trek on one of the many park trails, or you can opt to take to the water. Visitors can swim, fish, or boat in the beautiful, blue Lake Michigan. If you happen to pass by this park at night, stargazing on Kemil Beach is a must.

Michigan: Isle Royale National Park

It’s impossible to get to Isle Royale with your affordable used car alone since it’s an island. But with the help of the park’s ferry, you’ll be set. This hidden gem has 450 islands, more than 160 miles of wilderness trails, four lighthouses, and sunken shipwrecks.

You can take a ferry from Houghton, a six-hour trip one way, or Copper Harbor, which takes about three-and-a-half hours. This park visit will take some planning, but the views are worth it.

Illinois: Matthiessen State Park

Illinois may not have national parks, but its state park system has an impressive resume. Matthiessen State Park is the crown jewel, located about two hours outside of Chicago.

This park has trails that take you by waterfalls through canyons and river bluffs. See captivating local plant and animal life on your hikes. The hiking trails are also open to cross-country skiers, horseback riders, and mountain bikers, so look both ways at the trail intersections.

Shop For the Most Reliable Used Car and Make It Your Road Trip Whip

Wherever the road takes you this summer, your buy here pay here used car can see you through and carry all your most important road trip supplies.

Consider these road-trip worthy makes and models as you shop:

• Chevy Cruze

• Chevy Equinox

• Chevy Trax

• Ford Focus

• Ford Explorer

• Ford Escape

• Dodge Grand Caravan

Ride In Style, Impress Your Bae, and Keep Your Budget In Check

You’ve got your fit, fresh flowers, and a reservation at the hottest new restaurant in town. Now you just need a ride that completes the look so your date night doesn’t stall before it starts.

First impressions are everything. You don’t want to pull up in an old beater with a fried engine or shoddy transmission. The only thing worse than breaking down on the side of the road by yourself is breaking down on the side of the road with your Tinder date. Talk about awkward and embarrassing.

Your ride is part of the romance. You’re not just picking them up – you’re making an entrance. Show boo that they’re seeing you at your best and they deserve nothing less when you pull up in a reliable buy here pay here car.

Set the Scene With Your Buy Here Pay Here Car

Let’s talk about vibes. The date night experience is carefully crafted and you should be ready to pull out all the stops for your special person. Luckily, your buy here pay here car has your back. At buy here pay here lots in Indiana, near Illinois and Michigan, you can find popular Confidential & Proprietary 1 brands like Ford, Jeep, Hyundai, Kia, Chevrolet, and more, with the features you know will leave your date stunned.

Nissan Altima: Sleek, Smooth, and Date-Ready

Show you’ve got good taste without going overboard. The Nissan Altima is your go-to. It’s a mid-size sedan that stays classy with smooth curves, LED lighting, and a low-key sporty edge. It’s like showing up in a sharp fit: clean, confident, and easy to admire.

Newer models at buy here pay here car dealers come with Bluetooth compatibility so you can set the mood with your favorite playlist, comfy seats your boo won’t want to leave, and gas mileage that means you have room for an after-dinner cruise without stressing at the pump.

Chevy Malibu: A Smooth Operator

Pick up your boo in your ‘Bu. It’s a low-key flex: elegant on the outside, chic vibes inside. Roll up looking like you have your life together, even if you’re still figuring it out. (Aren’t we all?)

Lots of infotainment features in late model years will impress your date, and Chevy loved adding luxurious finishes inside the cabin, too. Set the tone with slow jams and give “grown and sexy” without trying too hard.

Ford Focus: Cute, Compact, and Full Of Surprises

Don’t sleep on the Ford Focus. It’s small, but mighty, and perfect for city cruising on date night. It’s compact enough to fit into tight parking spots outside the club, but packed with features that feel just a little luxurious.

The newer models have that sporty edge, sleek lines, and bold front grilles. Some come with alloy wheels that catch the light just right. Plus, the Focus is a budget-friendly buy here pay here car, leaving you with more money for dessert, flowers, or an extra cocktail.

Jeep Compass: Rugged Good Looks

If your date night includes taking the scenic route, the Jeep Compass is the perfect ride for your vibe. It’s got that rugged Jeep DNA - bold grille, high stance, and all-terrain attitude - but with a modern twist that makes it date-night ready.

Inside, the Compass is full of surprises: sleek finishes, touchscreen infotainment, leather-trimmed seats on select trims, and even available ambient lighting to set the mood just right. It’s a buy here pay here car that’s well suited to pull up to a rooftop bar or for taking your boo on a backroad sunset cruise.

The Kia Soul Keeps It Funky and Fresh

If your date night style is more playful than boujee, the Kia Soul matches your vibe. With its boxy-cool design and head-turning color options, the Soul doesn’t blend in, just like you. It’s the perfect buy here pay here car for couples that laugh out loud, dance at red lights, and never take life too seriously.

Don’t let the funky exterior fool you. Inside, the Soul brings the heat with available mood lighting, a decent sound system, and a surprisingly spacious cabin for comfort.

Hit up the local food truck festival or head to a drive-in movie in the Kia Soul for a quirky, cute date night.

Quick Auto’s Buy Here Pay Here Dealer Perks

On our buy here pay here lots in Indiana, we take care of you, getting you into a new-to-you ride in as little as one hour, just in time for date night.

Come shop for a head-turning ride no matter what your credit score is and get a free 18-month protection plan with it.

Drop in to one of our seven locations, and bring a photo ID, proof of residence, and your recent pay stubs with you. That’s all you need to get on the road, and that’s why Quick Auto is your credit connection.

The History Of Buy Here Pay Here Car Loans

Why Does Bad Credit Car Financing Exist? Who Does It Really Help?

Let's talk about something that's changed the game for countless car buyers over the years—buy here pay here car loans.

If you've ever been turned down by a bank or traditional lender, you might already know why these places matter: They've opened doors for many people who thought vehicle ownership was out of reach.

Let’s take a look at the history of bad credit car financing and how it could help you.

The Birth Of Buy Here Pay Here Car Loans

Remember the economic rollercoaster of the 1970s? Probably not, but that's when the buy here pay here industry took its first steps. Before that, if your credit wasn't spotless, good luck getting wheels. Banks and credit unions ruled the car loans world with an iron fist.

Then some clever dealership owners had an idea: "What if we finance these cars ourselves?"

These early pioneers saw something others missed: millions of hardworking Americans needed vehicles but couldn't get traditional financing. The oil crisis had rocked the economy, inflation was through the roof, and many people's credit took a beating. Yet, they still needed to get to work, pick up kids, and live their lives.

So, the first buy here pay here lots appeared. They were small operations, usually family-owned, with a few dozen used cars and a filing cabinet full of car loan agreements. They weren't fancy, but they filled a big gap in the market.

How These No-Credit Car Loans Changed the Game

Buy here pay here dealerships flipped the script on auto financing. Instead of a bank calling the shots, the person selling you the car also became your lender. This changed everything.

Your income became more important than your credit score. Suddenly, having a steady job mattered more than past financial mistakes. Weekly or bi-weekly payments replaced the standard monthly schedule, making budgeting easier for many buyers.

The dealership looked at your situation differently. They asked practical questions: Can you make your payments? Do you have income stability? How much car can you actually afford? They often still checked credit, but the score was no longer considered a key factor in issuing a loan.

Who Benefits From Bad Credit Car Financing?

Look around at the customers at a bad credit car financing lot, and you'll see all kinds of stories.

The nurse who declared bankruptcy after medical bills piled up during an illness.

The self-employed contractor whose income doesn't fit neatly into a bank's approval boxes.

The recent graduate with zero credit history.

The family rebuilding after a foreclosure.

Bad credit car loans serve people in transition; those between financial stability points. Life happens. Credit scores drop. But the need for reliable transportation doesn't go away.

The Nuts and Bolts Of No Credit Car Loans

Let's break down how these loans actually work. It's a different animal from what you'd find at a big-name dealership.

The cars tend to be around three to 10 years old with some miles on them. That's on purpose. It keeps payments lower, but the cars are still reliable with plenty of life left in them.

Down payments matter big time. Your dealer will tell you exactly the down payment amount you’d need to get a car loan, so there’s no guessing game.

Payment schedules often align with paychecks. If you get paid weekly, you might make weekly car payments. This helps you avoid the "end-of-month" crunch when all bills come due at once.

How Car Loans Have Evolved in the BHPH World

Those early buy here pay here lots from the 1970s would barely recognize today's operations. Technology has transformed the industry completely.

Modern dealers use sophisticated software to track inventory, payments, and customer relationships. Many now report payment history to credit bureaus, something rarely done in the early days. This reporting gives borrowers a chance to rebuild their credit with each on-time payment.

Online inventories make shopping easier, and some buy here pay here car lots now approve applications digitally.

The vehicles have improved, too. While early car lots might have offered only high-mileage rides, today's inventories often include newer models with luxury features.

Finding Your Way Through Bad Credit Car Financing

Shopping for a new whip with credit challenges requires different thinking. Know exactly what you can afford monthly (and be honest with yourself). Bring proof of income and residence to speed up the approval process. Save for a larger down payment to improve your terms.

The right buy here pay here dealer wants to see you succeed. They’re motivated to match you with a ride and a car loan you can handle long-term.

Get a Buy Here Pay Here Car In an Hour

Shop At Quick Auto to Find a New Whip, Fast

Are you in need of reliable transportation but don't want to spend days dealing with paperwork and negotiations? At Quick Auto, we've perfected the car-buying process so you can drive home in a quality used whip in an hour or less. We’re your credit connection!

Our easy buy here pay here system makes car shopping simple, even if you have credit challenges.

Why Choose a Buy Here Pay Here Car From Quick Auto?

The traditional car-buying process can be time-consuming and frustrating, especially if you have less-than-perfect credit. When you choose a buy here pay here car from Quick Auto, you get a simplified approach where financing and purchasing happen at the same location. This means no third-party lenders, no waiting for approval, and no wasted time.

We handle everything in-house, from selecting your ride to arranging payment terms that work with your budget. This is how we get you set up and ready to go so quickly.

How to Get a Buy Here Pay Here Car In Just One Hour

At Quick Auto, we've refined our process to respect your time.

1. Pre-Approval For a Buy Here Pay Here Car Near You

The first step to getting your vehicle quickly is completing our simple financing application. You can submit this online before you visit, or we can help you apply when you arrive. Either way, we can get you approved in minutes.

We don't focus solely on credit scores. Instead, we look at your overall situation. This means we can approve many customers who have been turned down elsewhere. When other dealers say no, Quick Auto says YES!

2. Choose Your Ride

Once approved, our team will show you vehicles that match both your budget and needs. With over 150 options from popular makes like Chevrolet, Ford, Jeep, and Kia, you'll have plenty of options.

Our buy here pay here car lot inventory is priced clearly (and fairly), eliminating the need to negotiate for a deal. Each ride comes with our limited 18-month protection plan, giving you confidence in your purchase.

3. Streamlined Paperwork

The car-buying process at other dealerships is slowed down by mountains of paperwork. We've simplified our documentation to cover only what's necessary, with clear explanations of terms and conditions. Our experienced team will guide you through each form so you actually understand what you’re signing and when you buy a buy here pay here car.

4. Drive Home In Your New-to-You Whip

And just like that, you’re ready to roll. After finishing the paperwork and making your down payment, you'll get your keys and can drive away. The entire process, from walking through our door to driving off the lot in your new whip, can take as little as one hour.

Finding Buy Here Pay Here Near Me Is Simple

With seven convenient locations across Indiana, there's likely a Quick Auto near you:

1. Hammond (6805 Calumet Ave)

2. South Bend (52018 State Hwy 933)

3. Highland (9237 Indianapolis Blvd)

4. Elkhart (710 N Nappanee St)

5. La Porte (1700 E Lincolnway)

6. Mishawaka (2711 Lincolnway W)

7. Portage (402 W U.S. Hwy 6, Valparaiso)

Each of our buy here pay here car lots offers the same efficient process and extensive inventory, so you can visit whichever is most convenient for you.

What Makes Quick Auto Different From Other Buy Here Pay Here Car Lots

Not all buy here pay here car lots offer the same experience. Quick Auto gives you:

Transparent Pricing

We clearly display pricing on all vehicles, eliminating haggling and saving you valuable time. Our affordable prices and low down payments make quality vehicles accessible to everyone.

Flexible Payment Options

We offer weekly payment plans that can fit various budgets and pay schedules. This flexibility helps our customers manage their finances more effectively.

Quality Rides

Every car on our lot undergoes a thorough inspection before being offered for sale. We also provide a limited 18-month protection plan on all buy here pay here cars for your peace of mind.

No-Credit Financing

Bad credit? No credit? No problem! We specialize in working with customers regardless of their credit history. Our in-house financing means we make the decisions, not distant banks with rigid requirements. We do our best to find ways of offering financing for your new whip at great interest rates.

Ready to Get Your Buy Here Pay Here Car Today?

If you need a reliable ride and want to avoid the typical dealership runaround, visit Quick Auto today. In just one hour, you could be driving home in a quality used car with a payment plan that works for your budget.

Browse our inventory online before you visit to save even more time. Or pop in to one of our seven Indiana locations, there's no appointment necessary.

Don't let transportation issues hold you back another day. With our efficient buy here pay here process, you're less than 60 minutes away from solving your transportation needs. Experience the Quick Auto difference, where getting a quality used car is fast, simple, and hassle-free.

How to Get the Used Car You Want

Follow These Tips When You Visit a Used Car Dealership

Shopping for the right set of wheels can feel like trying to find a needle in a haystack. One minute you're browsing online listings, the next you're standing on a lot hoping you’ll be approved for the shiny sedan you want.

When you shop for a new ride, you want one that you actually like — you like how it looks, you like how it drives, and you like how it makes you feel when you’re behind the wheel.

Follow our tips to get the used car you want when you visit a used car dealership in Indiana.

The Secret to Finding Amazing Used Cars

Most people walk onto a car lot without a game plan. Big mistake. Huge.

Your search should start at home, long before you're taking a test drive at a used car dealership. Set a real-world budget that includes not just the sticker price, but the whole package, which means insurance, gas, maintenance, and those unexpected repairs that pop up. Confidential & Proprietary 1 Make a list of non-negotiable features versus nice-to-haves. Need something that can handle Indiana winters? Four-wheel or all-wheel drive moves from "maybe" to "must." Commuting 40 miles each way? Fuel efficiency just became your new best friend. But that moonroof, on the other hand, is probably not essential.

Research Before Visiting Used Cars Dealerships

The internet has transformed car buying forever. You can browse inventory by searching for “used car dealerships near me” without leaving your couch. For example, at Quick Auto, our online inventory shows you what's available across all seven of our locations.

Don't just look at pictures. Check vehicle histories, compare similar models from different years, and read owner reviews. That 2019 model might have better tech, but the 2018 could be more reliable. That’s the kind of detail that doesn't show up in glossy photos.

Pro tip: Call ahead to confirm the rides you're interested in are still available. Nothing wastes time like driving to see a car that was sold yesterday.

The Documentation Dance For Used Cars Shopping

Nothing kills a deal faster than showing up unprepared. We've seen excited buyers walk away empty-handed because they forgot basic paperwork.

Bring your ID (driver's license or state ID), recent pay stubs or tax returns, and proof of address (utility bills work great).

The sales team at a used car dealership isn't asking for these things to make your life difficult. They're requirements for financing approval. Come prepared, and you'll zip through paperwork while unprepared shoppers are still making phone calls home.

The Art Of Inspecting Used Cars

Exterior Assessment

Run your fingers along panel seams. Uneven gaps often signal previous damage. Check door edges and jambs, often overlooked during repaints after accidents. Squat down and look along the body from multiple angles, as ripples in the reflection can reveal hidden dents.

Interior Detective Work

That "new car smell" in a used car? It could be masking something. Sniff for mildew (possible water damage) or excessive air freshener (hiding odors). Test every button, knob, and feature, even ones you think you'll never use. Not every used car dealership near you is as thorough as Quick Auto!

The Revealing Test Drive

Drive on various road surfaces. That smooth dealership parking lot won't reveal suspension issues like the potholed side street will. Accelerate from a full stop, brake firmly (when safe), and take at least one highway on-ramp to test merging power.

Used car dealerships in Indiana vary in their inspection standards. At Quick Auto, each vehicle undergoes a multi-point inspection before hitting our lot, but we still encourage thorough personal testing.

Financing Used Cars Without the Headache

Money talks, especially when it comes to car buying. A bigger down payment almost always means better terms and lower monthly costs. Even an extra $500 down can significantly impact your payment schedule. Some used car dealerships also have a required down payment amount, especially if they finance in house.

Payment timing matters, too. Weekly payments can sometimes be easier to manage than monthly ones by breaking a large sum into smaller bites. Just make sure the payment schedule aligns with your paycheck cycle; you know your finances and we’re here to work with your needs, not against them.

Making Your Used Car Dealership Visit Count

Bring a notebook and take pictures. In the excitement of car shopping, details blur together after visiting multiple places. Your notes will save you when comparing later.

Ask about previous owners and maintenance records. A one-owner ride with a documented service history is often worth paying more for than a mystery car with an incomplete background, even if you might dig the trim on the mystery car.

Don't rush, even if you fall in love with the first car you see. The right ride at the wrong terms can become a daily reminder of a hasty decision.

Why Quick Auto Excels Among Used Car Dealerships

Seven locations across Indiana, Michigan, and Illinois mean you're never far from our inventory of over 150 vehicles. Our 18-month protection plan covers your purchase long after you drive off the lot, something many used car dealerships don't offer.

We pride ourselves on transparent pricing. The number on the windshield (or online) is what you'll pay, with no mysterious fees appearing in the final paperwork. Our team members are car people first, sales people second. We won't push you toward something that's wrong for your needs just to make a sale.

The Final Drive

Finding your perfect used car combines preparation, patience, and making good choices. Armed with knowledge and the right expectations, you can feel confident while you shop.

At Quick Auto, we're ready when you are. Browse our inventory or stop by one of our convenient locations. Your next great car is waiting, and now you know exactly how to find it.

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Benefits Of a Buy Here Pay Here Dealership

You Might Be Shocked By How Easy It Is to Shop Here!

Let’s talk about something that might have been on your mind: buying a car when a car loan feels out of reach. We get it. 

Especially if you have credit challenges, thinking about applying for a car loan is scary and uncertain.

But we have the inside scoop: a buy here pay here dealership could get you behind the wheel of a vehicle you love. Check out the benefits of shopping for a reliable used car at one.

Things are different with buy here pay here dealerships. Instead of looking for a bank who will give you a loan, and then looking for a car lot that has a vehicle in your price range, you can do everything all in one place.

Buy here pay here dealerships are one-stop shops. They give you the loan and sell you the car. And although they do check your credit score, it’s not what helps them decide to lend to you. Your work history and income are better proof that you can make your car payments.

Life gets rough sometimes. Maybe you ended up with a bill you didn’t expect, or you lost your job a few years ago and are still building back from that.

Buy here pay here dealerships understand your situation. We know humans make mistakes. And because that is a fact of life, we think helping you is the right thing to do. Even if you’ve been turned down at other car lots, there’s still hope for you here.

You don’t need to do hours of paperwork to shop at a buy here pay here dealership. We get you right, fast.

Show us the basics:

1. A government-issued photo ID, like your driver’s license.

2. Your most recent paystubs from everywhere you work.

3. A utility bill in your name, sent to the address where you live.

We’ll go over our credit application with you, and when you’re approved, you can choose your car and get behind the wheel. This process usually takes an hour or less at a buy here pay here dealership.

If you were to qualify for a car loan through a bank or credit union, you’d need to either mail them your payment or pay online. Those payment options require you to have a bank card or access to checks or money orders. If you mail a payment, you also have to pay for postage and the envelope.

Buy here pay here car dealerships, on the other hand, will take your monthly payment on-location. If you want to pay your bill in cash, you can. And if you prefer to pay online with your bank card, you have that option, too. These are much more convenient than hoping the mail arrives at your bank on time or paying extra to get a money order.

If you’ve ever looked for a used vehicle online, especially on social media marketplace apps, you might have come across a scam, where someone, sometimes posing as a business, wants you to pay a deposit before you go to see the car they’re selling. Don’t fall for it.

Reputable buy here pay here dealerships have all their vehicles for sale listed on their websites, along with mileage, features, and sometimes down payment information. You can trust that these cars are real because you can see them online and you can see them in the lot.

One of the biggest benefits of shopping at a buy here pay here dealership is that you don’t have to go far, especially if you live in Indiana, near the Michigan or Illinois borders.

Quick Auto has seven convenient locations in the Michiana area, including in the Chicago suburbs, so you can find a quality car and a car loan that fits your finances.

Whether you’re hanging around Hammond, working in Mishawaka, or living in La Porte, Quick Auto is your credit connection. Find a location near you.

When you’re ready to shop, come by our lots and talk to us. We’ll make everything easy for you to buy a new-to-you ride even if your credit isn’t perfect.