5 Things to Do Before You Visit

5 Things to Do Before You Visit Our Buy Here Pay Here Car Lots

A Guide to Purchasing a Used Car in Indiana - No Credit Needed

At Quick Auto, we operate a little differently than other used car dealerships. If you have low or no credit, it’s likely that you’ve struggled to receive an auto loan in the past. Most banks and auto lenders have credit score requirements that must be met before a loan is issued. For drivers with poor credit history, this can be a huge inconvenience.

We believe everyone deserves to have reliable transportation, which is why our Indiana buy here pay here car lot can put you in the driver’s seat of a new-to-you vehicle, regardless of your credit score. Not to mention, you can become a car owner in less than an hour.

To facilitate the car-buying process and help it go as smoothly and quickly as possible, there are a few things you should do before visiting our buy here pay here car lot near you.

#1 - Learn About No Credit Financing
Unlike traditional dealerships, we offer a unique, buy here pay here financing model that can put you behind the wheel even if you’ve made credit mistakes in the past. If you’re unfamiliar with no credit financing, it’s a good idea to learn more about it so you know exactly what to expect when you come to our buy here pay here car lot.

No credit financing is done in-house, so you make payments directly to the dealership instead of a third-party. Our pay here buy here car lot allows you to make payments in person or online, so you can pay off your vehicle in a way that works for you. Most drivers appreciate the convenience of paying for their ride at the same place they bought it.

Don’t worry if you have questions - our friendly staff can answer them and will tell you more about our process.

#2 - Gather Your Documents
Before visiting our buy here pay here car lot, you’ll want to organize and gather all of the important documents needed to receive a car loan. This includes a valid driver’s license or state-issued ID, your most recent pay stub, and a proof of address. We recommend using a bill addressed to you within the last 30 days. Having this information readily available will facilitate the car-buying process and help get you on the road as soon as possible.

#3 - Apply for Financing
Thanks to our quick and easy car financing process, you can apply for our no credit financing from the comfort of your couch and whenever it fits into your schedule best. Just fill out the online auto financing application on our website, and you will get approved for a loan from our Indiana buy here pay here car lot.

Completing the application before you arrive at our dealership can expedite the car buying process, but if you need help filling it out, we can help.

#4 - Decide What Type of Car You’re Looking For
Some drivers love taking their time and browsing our buy here pay here car lot, but if you just can’t wait any longer to call one of our used cars your own, it’s a good idea to decide what make and model - or at the very least, what car style - you want beforehand. Determine your budget and make sure you’re only considering vehicles within your price range. (We can help with that, too!)

No matter which of our Indiana buy here pay here car lots you visit, you’ll find cars, trucks, and SUVs from some of the industry’s most reliable manufacturers. Our inventory is constantly changing, so what you find one day could be gone the next. Planning ahead is the best way to ensure you purchase a vehicle that fits your exact needs and budget.

#5 - Find a Buy Here Pay Here Car Lot Near You
Once you’ve done all you can to prepare, it’s finally time to visit one of our buy here pay here car lots near you. We have seven different locations throughout Indiana, including Hammond, Elkhart, Portage, South Bend, La Porte, Highland, and Mishawaka, giving you access to reliable, high-quality used cars for sale. Just select which car lot you’d like to visit, and you’ll be one step closer to purchasing a buy here pay here car to call your very own.

Visit One of Our Buy Here Pay Here Car Lots Near You Today
At Quick Auto, our buy here pay here car lots are always updating with used vehicles just waiting to be purchased. And now that you know what to do before visiting one of our car lots, you’ll be able to get behind the wheel in no time.

Don’t wait! Stop by one of our pay here buy here car lots to get started.

Buy Here Pay Here Dealership Improve Your Credit

How a Buy Here Pay Here Car Dealership Can Improve Your Credit Score

Yes, You Can Build Your Credit When You Buy a Used Vehicle

Having a strong credit score is extremely important. With no or low credit, it can be difficult to get approved for loans on major purchases, like a car or home. Sometimes challenged credit can make it difficult to get a job or an apartment lease!

If you have a poor credit history, you aren’t completely out of luck. Purchasing a buy here pay here car can help rebuild your credit score, and is a great option if traditional lenders refuse to loan you money for a reliable vehicle.

By simply driving your buy here pay here used car and making on-time payments, you can improve your credit score and set yourself up for success. If this is your first time hearing about a buy here pay here car dealership, or if you’re still skeptical, this guide will review everything you need to know so you can begin growing your credit and enhancing your overall quality of life.

What Is a Credit Score?
Your credit score represents your credit behavior and uses past reports to determine your likeliness and ability to repay a loan on time. Your credit score can affect whether lenders decide to offer you a loan, whether it’s for a car, credit card, or a place to live. It also impacts your loan interest rate and credit limit, if you are ultimately approved to borrow money.

What Affects Your Credit Score?
To begin improving your credit score, it’s important to know where this number comes from in the first place. Your credit score is made up of five factors:

  • Payment history contributes the most to your score, and shows that you make payments on time.

  • Amounts owed refers to how much debt you currently owe. Less outstanding debt can boost your credit score.

  • Length of credit history is the amount of time you’ve had the credit account. The longer your account has been open, the higher your credit score will be.

  • New credit also plays a part in your score. Credit inquiries, or credit checks, cause your score to decrease, so you’ll want to be intentional about how often you apply for credit.

  • Lastly, using a variety of credit - your credit mix - helps improve your score.

Can I Purchase a Car with My Credit Score?
To receive an auto loan from a traditional car dealership, you must meet or exceed their credit requirements. Most dealers accept credit scores over 600. This makes it difficult for drivers with low or no credit to buy a car.

Fortunately, pay here buy here car dealerships provide these drivers with a chance to get behind the wheel and build their credit at the same time, considering only your monthly income in whether they will extend you an auto loan.

What Is a Buy Here Pay Here Car Dealership?
Buy here pay here car dealerships sell used cars like any other dealership. Where they differ, however, is the financing. Car dealerships with buy here pay here financing work in-house only, meaning you receive a loan directly from the dealership. Instead of making monthly or weekly payments to a bank or auto lender, you pay the dealership directly.

These dealerships assess your ability to repay your loan by your monthly income - not your credit score. By purchasing a buy here pay here car, drivers with poor credit history are able to improve their score.

How Your Car Can Improve Your Credit Score
Because a pay here buy here car dealership operates differently than a traditional dealership, you can still purchase a car even with poor credit history. A buy here pay here car is a simple way to repair any credit mistakes you’ve made in the past.

After you put a down payment on a buy here pay here car, you’ll have the option to make weekly or monthly payments back to the dealership. Your on-time payments are documented and reported to major credit bureaus, which increases your credit score over time.

Grow Your Credit Score at a Buy Here Pay Here Dealership
Car dealerships that offer buy here pay here financing help you improve your credit score over time, so you’ll want to get started as soon as possible. Most buy here pay here car lots offer vehicles from the top auto manufacturers, so you’ll have no problem finding the make and model you’re looking for. You can expect to find a variety of used cars, trucks, and SUVs for an incredible price.

Learn more about purchasing your own car and building your credit by visiting a buy here pay here car dealership near you. Once you arrive, a staff member will help you apply for financing and answer any questions you may have. Soon enough, you’ll be on your way to a higher, stronger credit score.

How to Finance a Car with No Credit at Quick Auto

Become a Car Owner with Buy Here Pay Here Financing in Indiana

With a less-than-desirable credit score, it can be challenging to finance a car. If you’ve tried to receive an auto loan in the past, you know just how important your credit score is. Low or no credit can prevent you from purchasing a vehicle from a traditional used car dealership.

Fortunately, you can still finance a car with no credit at our buy here pay here dealership, Quick Auto. Rather than considering your credit score, we determine your ability to pay off a loan using your monthly income.

No credit car financing may sound overwhelming at first, but you’ll soon learn just how simple it is to purchase a vehicle from a buy here pay here car dealership.

What is Buy Here Pay Here Financing, and What are its Benefits?

Buy here pay here financing is done completely in-house, meaning the dealership provides you with the loan, and you make payments back to the dealership, without involving a third party. To put it simply, you pay for your vehicle at the same place you bought it.

Buy here pay here dealerships have no credit requirements, making them a great way for drivers who have had credit challenges in the past to finance a car. These dealerships offer flexible payment options, lower down payments, and an easy approval process. What’s more, your on-time payments are recorded and reported to the major credit bureaus, allowing you to build your credit score while you drive your buy here pay here car.

Financing Your Buy Here Pay Here Car in 4 Easy Steps

At Quick Auto, our auto financing application process is simple, convenient, and can get you on the road in under an hour once you’ve been approved. Because our application is available online, you can get started with no credit car financing whenever and wherever it works best for you. Finance a car with no credit in these four steps:

  1. Gather Important Documents
    Before you apply for buy here pay here financing, you should gather all the documents you’ll need. To finance a car with no credit, you’ll need a valid driver’s license or state-issued ID, your most recent pay stub, and a bill addressed to you within the last 30 days to prove your address.

    We also accept cosigners if you aren’t sure whether you qualify for a loan on your income alone. Be sure to collect their information, too.

  2. Apply Online and Get Approved Fast
    You can apply for no credit card financing directly on our website. Each of our seven dealerships has their own application, so make sure you’re applying to the location in which you plan to purchase your vehicle.

    The auto finance application shouldn’t take too long to complete, and if you have any questions about your financing options, don’t hesitate to send us a message online. We’re always happy to help.

  3. Purchase a Vehicle From Our Buy Here Pay Here Dealership
    Once you’re approved, it’s time to purchase a buy here pay here car from our lot. When you visit our dealership, our staff will help you find a used car that aligns with your personal needs and budget. Customer satisfaction is our top priority, so we’ll be there every step of the way to ensure you purchase the right car for you, and one that checks all your boxes.

  4. Pay Off Your Loan With Our Flexible Payment Options
    After you’ve put a down payment on your selected vehicle, you can begin paying off your loan with our no credit car financing. We offer a variety of payment options, so you can select a method that works for you. Make weekly payments in person at the same dealership you bought your vehicle, or through our online portal. After your car is paid off, it’s all yours.

Finance a Car With No Credit at Our Buy Here Pay Here Dealership Near You Regardless of your credit history, buy here pay here financing can put you in the driver’s seat. When you visit a buy here pay here car dealership like Quick Auto, you’ll be able to purchase used cars, trucks, and SUVs from some of the top manufacturers, like Chevrolet, Ford, Toyota, and more.

We offer no credit car financing at each of our seven locations. Our buy here pay here dealerships are located all throughout Indiana, including Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage.

When you’re ready to purchase a buy here pay here used car, just complete the auto financing application online. Once you’re approved, you’ll get to experience all the benefits of financing a car with no credit.

Buy a Pay Here Buy Here Car

Can I Buy a Pay Here Buy Here Car Despite My Credit Challenges?

Every Driver Can Access Reliable Transportation at Our Indiana Car Dealership

The car-buying process is difficult enough, and a poor credit history can make it even harder to get in the driver's seat. At Quick Auto, we believe your credit score doesn't define you, and understand that past mistakes shouldn't affect the present. That's why our pay here buy here dealership offers an in-house financing model that allows you to purchase a used car from our lot, despite your credit challenges.

On each of our seven car lots across Indiana, you'll find a variety of quality buy here pay here used cars that could be your next new-to-you ride - even if you have low or no credit. Keep reading to discover how you can become a proud car owner practically overnight, thanks to our offerings at Quick Auto.

How Is a Pay Here Buy Here Car Different from Other Used Vehicles?

The only difference between a pay here buy here car and a used vehicle from a traditional dealership is how you pay for it. When you receive a loan on a buy here pay here car, you pay it off through direct payments to the dealership, as opposed to a bank or other auto loan lender. The dealership handles both the sale and the financing under one roof.

Buy here pay here used cars don't have credit score requirements, and typically offer lower down payments and a simpler approval process, making it easier than ever to purchase a car of your own.

This doesn't mean you'll end up with a rundown piece of junk. At Quick Auto, our inventory is full of reliable, high-quality vehicles to fit every budget. You can even find luxury models on our buy here pay here car lot. Even if you don't have a particular make and model in mind, our staff can help you find a vehicle that is not only affordable, but meets your every need.

Our No Credit Financing Model at Quick Auto

Pay here buy here dealerships operate under a no credit financing model that considers your monthly income rather than your credit score. To receive a loan from our dealership, all you'll need is a driver's license or state issued ID, your most recent pay stub, and a bill addressed to you within the last 30 days. Your credit score is not a concern to us

Unlike traditional dealerships that sometimes require a lengthy approval process, our in-house financing is quick. You can even apply right now at home. Our auto financing application can be completed online before you visit one of our pay here buy here car lots, expediting your car-buying experience and making for a quick and easy approval process.

We also accept co-signers if you aren't sure whether you qualify for a loan. Just include their information on your car finance application, and have them bring their ID and documents to our dealership when you visit.

Once you arrive, our friendly staff can get you on the road in minutes. Plus, paying off your new ride is easy. Just visit our buy here pay here used car dealership or use our online portal to make a payment.

You Can Grow Your Credit, Too

You may think you're stuck with your credit score, but there are actually several ways to rebuild it, starting at our pay here buy here dealership. When you call one of our used cars your own, our in-house financing will make sure your on-time payments are included on your credit history report. In no time, you'll have a higher, stronger credit score. That could help you in other areas of your life, like finding a quality apartment or qualifying for a more affordable cell phone payment plan.

Don't Wait to Purchase One of Our Pay Here Buy Here Cars in Indiana

At Quick Auto, we've been offering in-house financing for over 20 years. Our buy here pay here car lot is always updating our inventory, giving you plenty of options when it comes to picking out your ride. Shop our ever-changing selection of used cars, trucks, and SUVs from some of the best manufacturers in the auto industry, including Cadillac, Ford, Volkswagen, and more.

You can check out our inventory online, or in-person at one of our buy here pay here car lots near you. Stop by one of our used dealerships in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage to get started and make the most of our buy here pay here bad credit financing.

Checklist Before You Trade in Your Vehicle

Follow This Checklist Before You Trade In Your Vehicle at a Car Dealership in Indiana

Out With the Old, In With the New: Optimize Your Ride and Boost Its Value With These 5 Tips

Trading in your vehicle can be a bit overwhelming, and you may not even know where to start, but taking the time to prepare will ensure you get the most out of your exchange. And at Quick Auto, our buy here pay here car dealership makes things a bit easier.

We've created a simple, easy-to-follow checklist to complete before you trade in your ride. Not only will it help you stay organized, but it will allow you to get the best deal before you hand over your vehicle for good. Even if you aren't quite ready to sell your car, it's still a good idea to bookmark this guide and use it as reference when the time does come.

#1 - Determine Its Value

Before you trade in your ride, it's vital to know how much your vehicle is actually worth. This gives you a starting point to work from, and can help you recognize when an offer is too low or just right.

There are many ways to find out your car's value. You can use online resources like Kelley Blue Book. You also can check on our buy here pay here car dealership's website. Remember that all trade offers require in-person verification . Compare the offers of each car dealership near you to get the most value out of your trade-in.

#2 - Evaluate Your Finances

Many drivers looking to trade in their ride tend to put all their focus on the selling part of the deal, but it's just as important to prepare for the buying part. Consider your finances to give yourself an accurate idea of what vehicles fit within your budget and to ensure you're making a decision that is financially smart.

#3 - Make Repairs and Complete Maintenance

If you've been ignoring the check-engine light illuminating on your dashboard, you'll want to take care of it before you trade your ride into a car dealership. Making necessary repairs and keeping your vehicle up to date with its maintenance will boost your car's value and give its next driver one less thing to worry about.

Examine your vehicle's interior, exterior, and under its hood. If you notice any minor issues that you can fix yourself, go ahead and take care of them. If your car is in need of a bigger repair, take it to a mechanic who has the experience and tools needed to fix it.

#4 - Clean Your Car

Nobody wants to buy a dirty vehicle, and deep cleaning your ride before trading it in will show it at its absolute best. Cleaning your car's interior and exterior will make it more desirable to potential buyers, and can even help increase its value.

Getting a car wash will make your car sparkle, but if you're looking to go the extra mile, getting your car detailed by a professional will deliver you with a thorough clean that will account for every area of your vehicle. Car detailing will make sure your ride is in mint condition before you trade it into a car dealership near you.

#5 - Gather Important Documents

To facilitate the trade-in process, gather all of your vehicle's documents, service history, and other records. You'll want to bring your car's title and registration with you to the car dealership, as well as any proof of major repairs. This will tell the entire story of your car, ultimately making it more valuable. Keep in mind that the dealership has access to documents like an automotive history report that may show reported car accidents, repairs, and even maintenance visits.

Ready to Trade In Your Ride? Visit Our Car Dealership Near You

Once you've properly prepared your vehicle to trade in, the final step is to visit a car dealership near you. At Quick Auto, our used car dealerships in Indiana have everything you need - and more. We offer a selection of high-quality buy here pay here used cars to choose from, so you can say “goodbye” to your old ride and get behind the wheel of a newer vehicle from our lot in 60 minutes or less.

Our car dealership isn't like the rest. Our buy here pay here car dealership offers quick, in-house financing that puts you in the driver's seat regardless of your credit score.

Trade in your vehicle today by completing our car financing application online, or visiting one of our seven locations. You're sure to find one of our buy here pay here car dealerships near you, thanks to our locations in Hammond, SouthBend, Highland, Elkhart, La Porte, Mishawaka, and Portage.

If you have any questions about our unique car dealership, don't hesitate to send us a message online. We'd be happy to help.

5 FAQs About Buy Here Pay Here Auto Sales

5 Most Frequently-Asked Questions About Buy Here Pay Here Auto Sales

How to Purchase a Used Vehicle of Your Very Own at Quick Auto in Indiana

At Quick Auto, our used car dealership is unlike any other. We're proud to offer buy here pay here auto sales that can ensure you drive away in a new-to-you vehicle - no matter your credit score.

Many drivers don't understand this concept right away and assume it's too good to be true. Our dealership receives daily ’phone calls and messages with questions about our unique buy here pay here auto financing structure and drivers looking to know more. And of course, we want to help in any way we can.

Here are just five frequently-asked questions we get about our buy here pay here auto sales, with our answers included.

#1 - What Does “Buy Here Pay Here” Mean?

Like its name suggests, a buy here pay here car dealership offers in-house financing that allows you to pay for your vehicle the same place you bought it. Rather than making payments to a bank, you make direct payments to the buy here pay here car dealer that gave you the loan. Not only is this more convenient, but these dealerships also have flexible payment options, more affordable down payments, and most of all, no credit requirements. This gives drivers with little to no credit an opportunity to purchase a used car of their own.

#2 - Are You Sure I Can Buy a Car with No Credit?

Yes! Our buy here pay here car dealership specializes in helping drivers who have experienced credit troubles in the past and are unable to meet the credit requirements of banks or auto lenders. Instead of considering your credit score, we evaluate your ability to pay off your loan by your monthly income. All you'll need is a valid driver's license or state issued ID, your most recent pay stub, and a bill from the past 30 days.

We'll even help you rebuild your credit in the process. Our buy here pay here auto financing records your on-time payments on your credit history report, so you can grow your credit score behind the wheel of your new ride.

#3 - How Do I Pay For My Vehicle?

At our buy here pay here dealership, we offer flexible payment options that make it easy to pay off your vehicle. Just complete weekly payments at the same dealership you bought your car, or use our online portal. Whatever method works for you, works for us.

#4 - Can I Test Drive My Buy Here Pay Here Car Before I Buy It?

Like traditional dealerships, we encourage you to check out and test drive cars before you officially make one yours. Browse our extensive inventory of used cars, trucks, and SUVs from a number of auto manufacturers. What's more, we're constantly updating our car lot with new additions, so you may end up test driving a few models before you decide which car you'd like to purchase.

#5 - How Can I Get Started with Buy Here Pay Here Auto Sales?

The good news is you can start taking advantage of all that our used car dealership has to offer right now. Just complete our auto financing application online and get approved from the comfort of your couch. Once you're approved, it'll be time to visit one of our seven Indiana car lots.

Filling out our financing application can give you a great head start on the car-buying process, but if you need help completing it, we're more than happy to do it. Just bring it with you to our buy here pay here car dealership, and our staff will answer your questions as you complete the form. At Quick Auto, we've simplified auto financing, so you can expect to be on the road in your vehicle in less than an hour.

Enjoy All the Benefits of Our Buy Here Pay Here Dealership at Quick Auto

Our buy here pay here car dealer believes everyone deserves to get in the driver's seat of a high-quality, reliable vehicle. That's why we offer a one-of-a-kind car financing model that allows every driver to purchase a car of their own, even if they have low or no credit. And now that you have an understanding of buy here pay here auto sales, you're ready to get started.

Our buy here pay here dealerships can be found throughout Indiana in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage to find your perfect ride.

And if you still have a question we didn't address, please send us a message on our website. We'll get back to you as soon as possible.

FAQs About Buy Here Pay Here Car Lots

A Quick Guide to Understanding Our Unique Used Car Dealerships in Indiana

A low credit score can make the car-buying process more difficult, but it doesn't have to. At a buy here pay here car lot - like Quick Auto - you can purchase a used car of your very own even if you have had credit challenges in the past.

At Quick Auto, our phones are ringing and our inbox is overflowing with drivers wanting to know more about our buy here pay here car lot. And because we think everyone deserves access to a reliable car, we're always happy to answer.

We've compiled a list of some of our most frequently asked questions and want to share how our team has responded, so you can use it as an easy reference and get your question answered quickly.

Q: How Is a Buy Here Pay Here Car Lot Different From Other Dealerships?
A: Buy here pay here car dealerships are similar to other used car lots near you, but we offer a unique no credit car financing model that can benefit drivers who don't meet the qualifications for an auto loan from a bank or other lenders.

Q: How Does No Credit Car Financing Work?
A: Buy here pay here car lots operate under a no credit car financing process. All financing is done in-house, meaning you make payments on your vehicle directly to the used car lot, rather than to a bank or other lender.

Q: What Are Some Other Benefits of Buying a Buy Here Pay Here Used Car?
A: At our buy here pay here dealership, our customers are our very first priority. We work hard to provide you with fair prices, excellent service, and a used car that offers everything you're looking for - plus more! Our friendly staff takes the time to truly understand what type of car would suit your personal needs and budget best, then we help you find the vehicle you deserve right on our used car lot.

Q: How Long Will It Take To Buy a Used Car?
A: Once you're approved, our in-house financing and friendly team can get you on the road within minutes. You can even get approved before you visit one of our used car lots near you. Just fill out our simple car financing application online and you'll be one step closer to purchasing a used car of your very own.

Q: Can Quick Auto Help Me Build My Credit?
A: Yes! At Quick Auto, our in-house financing ensures that your on-time payments are recorded onto your credit history report, so you can turn your credit mistakes into a thing of the past.

Q: What Do I Need to Receive a Buy Here Pay Here Car Loan?
A: To get a loan from our used car lot, you'll need a valid driver's license or state-issued ID, your most recent pay stub, and a bill - such as electricity, gas, water, or trash - addressed to you that is no more than 30 days old.

Q: What Types of Vehicles Can I Find On Your Used Car Lot?
A: Our inventory is full of used cars, trucks, and SUVs from nearly every manufacturer you could imagine. Whether you're interested in a luxury vehicle or a more utilitarian model, you'll find just what you're looking for on our used car lot.

Shop models from Cadillac, Jeep, Chevrolet, Ford, and more! Plus, our inventory is ever-changing, so you never know what you might find on our buy here pay here car lot.

Q: Where Can I Find a Buy Here Pay Here Car Lot Near Me?
A: At Quick Auto, we have seven different used car lots throughout Indiana, near the Michigan and Illinois borders. Visit one of our car lots in Hammond, Elkhart, Portage, South Bend, La Porte, Highland, or Mishawaka.

Don't Wait! Visit One of Our Seven Car Lots Near You!
Now that you're more familiar with how a buy here pay here dealership works, it's time to set the wheels in motion. At Quick Auto, our used car lot is putting more and more drivers with low or no credit behind the wheel everyday. We believe that everyone deserves reliable transportation, even if they've made credit mistakes in the past.

Ready to get started? Just visit one of our buy here pay here car lots near you! And if you have any questions about our no credit car financing model, don't hesitate to send us a message using our contact form at the bottom of our homepage. We can't wait to hear from you soon!

Get the Most Out of Your Used Chevy!

What You Should Look For Before Making a Purchase

And How Our Buy Here Pay Here Finance Model Can Put You in the Driver's Seat

Chevrolet is a reliable auto manufacturer that has been around for decades, so it's no surprise that you'd want to drive one yourself. When looking for a new car, some drivers prefer a brand new model straight off the conveyor belt. However, there are plenty of benefits that come with purchasing a used Chevy - if you know what to look out for, that is.

To ensure you get the most value out of your ride, there are a few things you have to pay close attention to. If not, you risk purchasing a faulty vehicle that will constantly need maintenance and repairs. A mistake could cost you even more in the long run.

Here are a few things to look out for before you purchase a used Chevy, courtesy of our buy here pay here car lot with seven locations across Indiana, Quick Auto.

#1 - Inspect the Interior, Exterior, and Under the Hood
Before you call that used Chevy your own, it's important to perform a thorough inspection by taking a look at the car's interior and exterior, as well as under the hood. This can help you steer clear of any future mishaps or costly repairs later on, and ensure you're getting the most value out of your used vehicle.

Make sure to conduct your inspection on a flat surface and in a well-lit area. You might also consider taking your used Chevy to a mechanic, who can easily identify any potential problems the car may have - especially if you're buying from a private seller.

To check the car's exterior, take a good look at the condition of its body. Inspect each panel for dents, dings, scratches, or rust. Make sure the panels are aligned properly and there aren't any gaps between them. Don't forget to open each door - including the trunk - to spot loose hinges.

Next, focus your attention on the car's glass and look for any cracks. Then check the car's suspension by looking to see if it sits level.

Because you'll spend most of your time inside your car, it's just as important to check out the interior as well. Take note of the car's odor. If you notice any musty or mildew-like smells, this could allude to a water leak inside the vehicle. Make sure the seats are working properly by adjusting them to different settings, and look for any wear and tear or cracking in the upholstery.

Lastly, inspect under the hood. Dirt and dust are to be expected, but there shouldn't be splattered oil, battery corrosion, or loose wires. Examine the fluid levels and verify the engine oil is dark brown or black, but doesn't have a gritty texture.

#2 - Mileage on Used Chevy Cars
A used car's mileage tells a story and can help gauge the condition of the vehicle. It's inevitable that a used car will have tens of thousands of miles on the odometer, but you'll want to make sure this number isn't too high, as it could indicate that the engine is worn down and may not work to its full potential.

Make sure to take a look at the odometer of your buy here pay here Chevy. Selecting one that has an adequate remaining useful life can ensure you're getting the most out of your ride and will be able to enjoy it for as long as possible.

#3 - The Car's History
Another aspect you'll want to consider before you purchase a used Chevy is the vehicle's history report. This informative document will tell you everything you need to know about your potential new car. It will disclose any accident or service history, recalls, and previous ownership.

Knowing this information can help you decide if you're getting a great deal on a buy here pay here Chevy.

Browse Our Inventory of Used Chevys and More at Quick Auto!
At Quick Auto, our inventory is constantly updating with new and used Chevys, as well as a selection of other top manufacturers. Whether you’re wanting a sedan or a buy here pay here Chevy pickup truck, you’re sure to find your next car at one of our seven locations - Hammond, Elkhart, Portage, South Bend, La Porte, Highland, and Mishawaka.

And thanks to our unique financing model, you can purchase a car of your own, regardless of your credit score. We offer in-house financing options, meaning you pay for your ride in the same place you buy it and never need to talk to a third-party lender.

It’s never been easier to get behind the wheel of a buy here pay here Chevy. Once you complete our quick and easy car finance application online, you’ll be one step closer to finding a used car that offers everything you’re looking for - and more!

Questions about our buy here pay here financing? Contact our car lot near you.

FAQs About Buy Here Pay Here Car Lots

A Quick Guide to Understanding Our Unique Used Car Dealerships in Indiana

A low credit score can make the car-buying process more difficult, but it doesn't have to. At a buy here pay here car lot - like Quick Auto - you can purchase a used car of your own even if you have had credit challenges.

At Quick Auto, our phones are ringing and our inbox is overflowing with drivers wanting to know more about our buy here pay here car lot. And because we think everyone deserves access to a reliable car, we're always happy to answer.

We've compiled a list of some of our most frequently asked questions and want to share how our team has responded, so you can use it as an easy reference and get your question answered quickly.

Q: How Is a Buy Here Pay Here Car Lot Different From Other Dealerships?
A: Buy here pay here car dealerships are similar to other used car lots near you, but we offer a unique no credit car financing model that can benefit drivers who don't meet the qualifications for an auto loan from a bank or other lenders.

Q: How Does No Credit Car Financing Work?
A: Buy here pay here car lots operate under a no credit car financing process. All financing is done in-house, meaning you make payments on your vehicle directly to the used car lot, rather than to a bank or other lender.

Q: What Are Some Other Benefits of Buying a Buy Here Pay Here Used Car?
A: At our buy here pay here dealership, our customers are our very first priority. We work hard to provide you with fair prices, excellent service, and a used car that offers everything you're looking for - plus more! Our friendly staff takes the time to truly understand what type of car would suit your personal needs and budget best, then we help you find the vehicle you deserve right on our used car lot.

Q: How Long Will It Take To Buy a Used Car?
A: Once you're approved, our in-house financing and friendly team can get you on the road within minutes. You can even get approved before you visit one of our used car lots near you. Just fill out our simple car financing application online and you'll be one step closer to purchasing a used car of your very own.

Q: Can Quick Auto Help Me Build My Credit?
A: Yes! At Quick Auto, our in-house financing ensures that your on-time payments are recorded onto your credit history report, so you can turn your credit mistakes into a thing of the past.

Q: What Do I Need to Receive a Buy Here Pay Here Car Loan?
A: To get a loan from our used car lot, you'll need a valid driver's license or state-issued ID, your most recent pay stub, and a bill - such as electricity, gas, water, or trash - addressed to you that is no more than 30 days old.

Q: What Types of Vehicles Can I Find On Your Used Car Lot?
A: Our inventory is full of used cars, trucks, and SUVs from nearly every manufacturer you could imagine. Whether you're interested in a luxury vehicle or a more utilitarian model, you'll find just what you're looking for on our used car lot.

Shop models from Cadillac, Jeep, Chevrolet, Ford, and more! Plus, our inventory is ever-changing, so you never know what you might find on our buy here pay here car lot.

Q: Where Can I Find a Buy Here Pay Here Car Lot Near Me?
A: At Quick Auto, we have seven different used car lots throughout Indiana, near the Michigan and Illinois borders. Visit one of our car lots in Hammond, Elkhart, Portage, South Bend, La Porte, Highland, or Mishawaka.

Don't Wait! Visit One of Our Seven Car Lots Near You!
Now that you're more familiar with how a buy here pay here dealership works, it's time to set the wheels in motion. At Quick Auto, our used car lot is putting more and more drivers with low or no credit behind the wheel every day. We believe everyone deserves reliable transportation, even if they've made credit mistakes in the past.

Ready to get started? Just visit one of our buy here pay here car lots near you! And if you have any questions about our no-credit car financing model, don't hesitate to send us a message using our contact form at the bottom of our homepage. We can't wait to hear from you soon!

Tips to Maximize the Longevity of Your Used Car

Make the Most of Your Buy Here Pay Here Car from Quick Auto

Cars at buy here pay here dealerships are better value than ever. In 2022, we saw a reduction in used car pricing, and we expect to see a further drop of around 10 percent during 2023.

Buyers often choose buy here pay here cars because they can get a great deal on a nearly-new vehicle without having to have a stellar credit score. Best of all, the original purchaser has done the hard work of paying all the depreciation, so you get to buy the same car for a fraction of the price.

Unfortunately, choosing a secondhand car means you risk taking on a vehicle that’s already been driven a lot. Thankfully, you can get a significant discount if you purchase an older vehicle with more miles on the clock, but this can potentially limit the number of good years you’ll get out of your used vehicle - unless you’re smart.

You may be surprised how many miles a modern buy here pay here car can do, especially if you take pains to maximize the lifespan of your car.

Choosing a Reliable Used Car at a Buy Here Pay Here Lot

It used to be that buying a vehicle with over 100,000 miles on the clock was risky, but nowadays most models can vastly exceed this mileage on average. Experts performed a study on vehicles over the past 20 years and found seven models that lasted over 250,000 miles. Other buy here pay here cars aren’t far behind in durability, either, as the reliability of cars has greatly improved.

If you’re curious, Toyota models dominated the list of vehicles with the greatest average lifespan, with Chevrolet, GMC, Ford, and Honda also deserving of particular mention.

So, how can you ensure your car follows in these vehicles’ tire treads and lasts up to 300,000 miles?

Follow the Service Schedule for Your Buy Here Pay Here Car

It should go without saying that to keep your vehicle in top shape, you need to follow the regular maintenance schedule as outlined in the owner’s manual, which you can find online or through your used car dealership. Cars make this easier than ever now, with warning lights on the dashboard reminding you it’s time for a service.

Generally, cars need a major service every two to three years and a minor service every year, but this depends on your driving habits. Talk to your mechanic about the type of maintenance your used car will need.

Drive Sympathetically

“Mechanical sympathy” refers to a style of driving that respects the mechanisms in your vehicle. If you can reduce the times you accelerate quickly or slam on the brakes, you’ll cause less stress on your vehicle. Over time, this makes a big difference in how long those parts will last and is a key ingredient in the recipe for used car longevity, so you’ll need to shop at used car dealerships far less frequently.

Perform Simple Checks Yourself on Your Used Car

Don’t assume your buy here pay here car will be fine as long as you get the scheduled maintenance done. Perform your own small checks on the car every two to three weeks.

Refill your fuel, examine your tires, check your oil and coolant, and take a look at the various filters. Make sure all fluids are filled to the expected level.

These small checks will only take a few minutes and ensure you never miss a problem that needs to be fixed sooner than later.

Use High-Quality Parts for Repairs

When you do need to replace parts in your vehicle, use OEM parts whenever possible. OEM parts refers to brands that the car manufacturer would use in the original build of your vehicle.

 If this isn’t possible, go with reputable brands, never discount ones. The same goes for fluids; spending a few extra dollars on your oil, for example, can make a difference in reducing overall wear-and-tear in your engine.

Keep Your Gas Topped Up

If you find yourself driving the streets of South Bend or La Porte when you’re low on fuel, this can result in your fuel pump drawing in debris, air, and sediment into the filters, which in turn causes those elements to function poorly and require faster replacement.

Don’t wait for the gas light to come on; fuel up at a quality gas station.

Avoid Rough Roads and Potholes in Indiana

The roads of Highland, Hammond, and Elkhart have been known to have their fair share of potholes, so keep an eye out for them and avoid them when you can. Going over a pothole causes a number of potential issues to worsen, from shock damage and a misaligned suspension to a damaged catalytic converter or tire sidewall, all of which can cost you money to fix.

Snag a Reliable Ride at Our Buy Here Pay Here Car Lots

These are just some of the common sense guidelines for getting a long life out of buy here pay here cars - especially those from the seven Quick Auto locations in Indiana.

Get in touch today to start purchasing your next new-to-you used car, even if you don’t have perfect credit.

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