Should I Fix My Credit Before Car Shopping?

Bad Credit Car Dealerships Don't Care About Your Score

When you need a vehicle, your credit score can feel like a roadblock. You might be wondering if you should focus on fixing your credit before even stepping foot onto a car lot.

Although improving your credit is always a good idea, the truth is that bad credit car dealerships like Quick Auto are designed to help you get behind the wheel, regardless of your credit history.

Understanding Bad Credit and Car Buying

Your credit score is a snapshot of your financial health, but it doesn't tell the whole story. Bad credit car dealerships understand this better than almost anyone. We know that life happens. Medical bills, job loss, or other unexpected expenses can lower your credit score, even though you’re perfectly responsible with your money.

There's a common misconception that you need pristine credit to buy a car. This simply isn't true. While traditional lenders might turn you away, used car dealerships can be bad credit specialists that will work with a wide range of credit profiles.

How Bad Credit Car Dealerships Work For You

Bad credit car lots take a different approach to financing. Instead of relying solely on credit scores, they look at your overall financial picture:

1. Current employment and income

2. Residency stability

3. Down payment amount

4. References

This smarter view means sellers like Quick Auto offer bad credit car loans to individuals who might not qualify elsewhere.

The Benefits Of Shopping At Bad Credit Car Lots

When you choose a dealership that specializes in bad credit car loans, you're giving yourself several advantages:

1. Higher approval odds, no matter your credit score.

2. Flexible financing options that fit your budget.

3. Opportunity to rebuild credit when you make regular on-time payments.

4. Access to a variety of vehicles that have been checked over for quality and reliability.

Should You Wait to Improve Your Credit?

Although improving your credit score can potentially lead to qualifying for a traditional loan, waiting isn't always practical. If you need reliable transportation for work or family obligations, bad credit car lots can provide immediate solutions. It can take years to repair your credit, but it can take less than an hour to buy a reliable used car at Quick Auto.

Tips For Success Shopping At a Bad Credit Car Dealership

To make the most of your bad credit car buying experience:

1. Be honest about your financial situation. Show proof of your income through recent pay stubs.

2. Prepare documentation in advance. Bring your pay stubs, a utility bill in your name, and a photo ID.

3. Offer to pay a larger down payment to lower your monthly payments.

4. Focus on finding affordable twice-monthly or weekly payments that fit your budget first. Then, pick a practical vehicle for you.

The Importance of Budgeting

Before shopping for a car, create a realistic budget. Factor in not just the payment, but also insurance, fuel, and maintenance costs. This will help you choose a vehicle that fits your financial reality.

Avoiding Predatory Practices

While many bad credit car dealerships are reputable, be aware of potential red flags:

1. Pressure to buy immediately.

2. Lack of transparency about fees. You should be able to see clearly where your money is going before you sign any purchase agreements.

3. Unwillingness to explain loan terms.

At Quick Auto, we pride ourselves on clear communication and fair practices for all our customers, regardless of credit history.

The Power of Pre-Approval

Many bad credit car dealerships offer pre-approval processes. This means you can fill out a car loan application online, get approved, and then visit the car lot to shop. A pre-approval can give you a clearer picture of your budget and streamline the buying process.

At Quick Auto, we encourage potential buyers to explore their financing options before falling in love with a specific vehicle at one of our seven locations in Indiana. Get pre-approved for a bad credit car loan with us to find out how much you can spend on a used car.

Your Path to Vehicle Ownership Starts At Quick Auto

At Quick Auto, we understand the challenges of buying a car with less-than-perfect credit. Our team is dedicated to finding solutions that work for your unique situation. We offer:

1. A wide selection of quality used vehicles.

2. Transparent financing options.

3. Ongoing credit education and support.

Don't let bad credit keep you from the driver's seat. While improving your credit is a worthy goal, bad credit car dealerships like Quick Auto are here to help you get the transportation you need now.

Ready to explore your options? Visit your nearest Quick Auto today and discover how we can help you become a car owner.

The Answer May Surprise You! Keep Reading to Find Out.

When you hear the term “bad credit car dealerships,” what comes to mind? Many people assume these establishments cater exclusively to individuals with poor credit scores or financial difficulties.

But the reality is far more nuanced and diverse than you might expect. Let's look at who actually shops at these dealerships and why they've become an increasingly popular option for a wide range of car buyers.

The Misconception About Bad Credit Car Dealerships

First, let's address the elephant in the room. The phrase “bad credit car dealerships” itself can be misleading. These dealerships, also called buy here pay here lots, offer much more than just options for those with challenged credit. They provide unique solutions for various car buyers, each with their own set of circumstances and needs.

A Diverse Customer Base

You might be surprised to learn that bad credit car dealerships attract a wide array of customers:

1. Credit Rebuilders

Many customers at bad credit car lots are actively working to improve their credit scores. They understand that making regular, on-time payments on a car loan can significantly boost their credit rating over time. For them, these dealerships offer a path to financial recovery and improved creditworthiness.

2. First-Time Car Buyers

Young adults or those purchasing their first vehicle often turn to bad credit used car dealerships. These buyers may lack an extensive credit history, making it challenging to secure loans from traditional lenders. These dealerships are often more willing to work with customers who are just starting to build their credit profiles and won’t make unsuccessful hard inquiries that further damage credit scores.

3. Time-Pressed Shoppers

Not everyone has the luxury of spending weeks or months shopping for a car. Some customers need reliable transportation quickly, perhaps due to a sudden job change or an unexpected vehicle breakdown. Bad credit car lots streamline the buying process, allowing customers to drive away in a used vehicle much faster than traditional dealerships, often in an hour or less.

4. Down Payment Flexibility Seekers

Traditional car dealerships and lenders often require substantial down payments, which can be a significant hurdle for many buyers. Bad credit used car dealerships typically offer more flexible down payment options, making car ownership more accessible to those who can't afford a large upfront cost.

The Appeal of Bad Credit Car Dealerships

Now that we've identified who shops at these dealerships, let's explore why they're becoming an increasingly attractive option for many car buyers:

Simplified Approval Process

One of the main draws of bad credit car loans is the streamlined approval process. These dealerships often have in-house financing departments that can make quick decisions, approving bad credit car loans within minutes. This efficiency is particularly appealing to those who have been turned down by traditional lenders or need a vehicle urgently.

Shoppers need to bring easily accessible documents with them as well:

1. A government-issued photo ID of any kind

2. Proof of income, such as recent pay stubs

3. A utility bill in their name to prove residency

Diverse Inventory

Many bad credit dealerships offer a wide range of quality used vehicles. Whether a shopper is looking for an economical commuter car or a family-friendly SUV, these lots often have something for everyone, regardless of their credit situation.

Personalized Service

Bad credit car dealerships pride themselves on providing personalized service. They understand that each customer's financial situation is unique and work to find solutions that fit individual needs and budgets.

Opportunity For Credit Improvement

For those looking to rebuild their credit, these dealerships can be a stepping stone. By making regular payments on a bad credit car loan, customers can potentially improve their credit scores over time, opening up more financial opportunities in the future.

Break the Stigma Of Shopping At Bad Credit Car Dealerships

The world of bad credit car dealerships is far more diverse and inclusive than many people realize. These dealerships serve a wide range of customers with varying needs and circumstances. There’s no need to feel ashamed for shopping for a car from one of these car lots. Instead, think of them as a helpful resource that can get you behind the wheel of a reliable vehicle.

Whether you're struggling with credit issues or simply looking for a more flexible car-buying experience, it's worth considering what these unique car lots have to offer. With simplified approval processes, large inventories, personalized service, and opportunities for credit improvement, bad credit dealerships have carved out a unique and valuable niche in the car market.

Bad Credit Car Dealerships and Credit

The Ultimate Guide to Rebuilding Credit Through Bad Credit Car Lots

Tired of being blocked for great opportunities by your low credit score?

Maybe you’ve:

?     Missed out on a job offer after a background and credit check.

?     Got turned down for an apartment because your credit score wasn’t good enough, despite earning enough income to qualify.

?     Struggled to find financing for a reliable used car at a traditional dealership.

?     Given up on eventually buying your own home.

If any of these remind you of your personal experience, don’t give up just yet. By following the right steps, you could repair your credit score and upgrade your lifestyle all at the same time.

Start By Addressing Your Credit Report Inaccuracies

Your first step toward rebuilding your credit is to dispute any inaccuracies that are on your credit report. If someone stole your identity and racked up bills in your name that were then sent to collections, or if you have other unauthorized debts on your credit report, contact the major credit reporting bureaus - Experian, Equifax, and TransUnion - to have those removed.

Tip: The Federal Trade Commission has outlined steps to take to remove inaccuracies from your credit report. Follow the instructions on their website.

Make a Plan to Pay Off Outstanding Debt

If you have a lot of debt, but not a lot of available credit, your credit score is lower than it could be. By improving your credit utilization ratio - the comparison of how much debt you have and how much credit has been extended to you through credit cards or personal loans - you could improve your credit score.

The most reliable way to improve your credit utilization ratio is to pay down debts. Paying down your debts can increase your credit score several points in just a few months; the more on-time payments you make, the better!

Keep in mind, however, that paying off your debts entirely can temporarily lower your credit score. However, over the long-term, paying your debts back is a much better solution than living with a low credit score.

Buy a Used Car At a Bad Credit Car Dealership

It sounds counterintuitive to look to a used car dealership for bad credit solutions, but taking out another loan could actually improve your credit score. Keep reading to find out what we mean. Don’t take on more debt without understanding some very specific circumstances.

If you need a reliable used car, but your credit score is lower than 675, you could qualify for  a bad credit car loan based on your proof of income. Then, with on-time payments to the bad credit car lot, your credit score could increase. In fact, payment history makes up 35% of your credit score, the largest percentage of all factors that affect your score.

Why does this work? These businesses report your timely payments to the major credit bureaus, and regular payments that are not late can improve your score.

Keep in mind that for this to work, you will need to make on-time payments every month or every two weeks, depending on your repayment schedule.

You should also only apply for credit you truly need. In the case of this example, if you truly need a quality used car, this is a fine way to get additional credit. However, don’t apply for a bad credit car loan if you don’t need a car! Every hard credit inquiry can lower your score, as can opening several credit accounts in a short time frame.

Tip: If you don’t have a credit history - perhaps you’ve never had a credit card, for example - a bad credit car loan works in much the same way to build your credit score. With on-time payments, your score could rise and rise.

What Else Should You Know About Building Credit?

Review these fast facts to learn more information that you can put to use to improve your credit situation.

?     Certain types of accounts do not build your credit. For example, prepaid debit cards, payday loans, and cash advance smartphone apps don’t help you build credit.

?     Rent and utility payments don’t always help you build your credit, although some landlords choose to report your rent payments to the credit bureaus.

?     It takes time to build credit, and how quickly your score changes depends on what is on your report. For example, if you’ve filed for bankruptcy in the past, it could stay on your report for up to 10 years.

?     Bad credit car dealerships usually run a credit check, but they don’t take your credit score into account when deciding whether to offer you a car loan. Instead, they’ll need to see proof of your monthly income, a government-issued photo ID, and proof of your residence, such as a utility bill in your name or your apartment lease agreement.

If your income doesn’t qualify you for a car loan, you can ask someone to cosign for you. They’ll need to provide the same information when you apply for a bad credit car loan.

The Ultimate Guide to Rebuilding Credit Through Bad Credit Car Lots

Tired of being blocked for great opportunities by your low credit score?

Maybe you’ve:

?     Missed out on a job offer after a background and credit check.

?     Got turned down for an apartment because your credit score wasn’t good enough, despite earning enough income to qualify.

?     Struggled to find financing for a reliable used car at a traditional dealership.

?     Given up on eventually buying your own home.

If any of these remind you of your personal experience, don’t give up just yet. By following the right steps, you could repair your credit score and upgrade your lifestyle all at the same time.

Start By Addressing Your Credit Report Inaccuracies

Your first step toward rebuilding your credit is to dispute any inaccuracies that are on your credit report. If someone stole your identity and racked up bills in your name that were then sent to collections, or if you have other unauthorized debts on your credit report, contact the major credit reporting bureaus - Experian, Equifax, and TransUnion - to have those removed.

Tip: The Federal Trade Commission has outlined steps to take to remove inaccuracies from your credit report. Follow the instructions on their website.

Make a Plan to Pay Off Outstanding Debt

If you have a lot of debt, but not a lot of available credit, your credit score is lower than it could be. By improving your credit utilization ratio - the comparison of how much debt you have and how much credit has been extended to you through credit cards or personal loans - you could improve your credit score.

The most reliable way to improve your credit utilization ratio is to pay down debts. Paying down your debts can increase your credit score several points in just a few months; the more on-time payments you make, the better!

Keep in mind, however, that paying off your debts entirely can temporarily lower your credit score. However, over the long-term, paying your debts back is a much better solution than living with a low credit score.

Buy a Used Car At a Bad Credit Car Dealership

It sounds counterintuitive to look to a used car dealership for bad credit solutions, but taking out another loan could actually improve your credit score. Keep reading to find out what we mean. Don’t take on more debt without understanding some very specific circumstances.

If you need a reliable used car, but your credit score is lower than 675, you could qualify for  a bad credit car loan based on your proof of income. Then, with on-time payments to the bad credit car lot, your credit score could increase. In fact, payment history makes up 35% of your credit score, the largest percentage of all factors that affect your score.

Why does this work? These businesses report your timely payments to the major credit bureaus, and regular payments that are not late can improve your score.

Keep in mind that for this to work, you will need to make on-time payments every month or every two weeks, depending on your repayment schedule.

You should also only apply for credit you truly need. In the case of this example, if you truly need a quality used car, this is a fine way to get additional credit. However, don’t apply for a bad credit car loan if you don’t need a car! Every hard credit inquiry can lower your score, as can opening several credit accounts in a short time frame.

Tip: If you don’t have a credit history - perhaps you’ve never had a credit card, for example - a bad credit car loan works in much the same way to build your credit score. With on-time payments, your score could rise and rise.

What Else Should You Know About Building Credit?

Review these fast facts to learn more information that you can put to use to improve your credit situation.

?     Certain types of accounts do not build your credit. For example, prepaid debit cards, payday loans, and cash advance smartphone apps don’t help you build credit.

?     Rent and utility payments don’t always help you build your credit, although some landlords choose to report your rent payments to the credit bureaus.

?     It takes time to build credit, and how quickly your score changes depends on what is on your report. For example, if you’ve filed for bankruptcy in the past, it could stay on your report for up to 10 years.

?     Bad credit car dealerships usually run a credit check, but they don’t take your credit score into account when deciding whether to offer you a car loan. Instead, they’ll need to see proof of your monthly income, a government-issued photo ID, and proof of your residence, such as a utility bill in your name or your apartment lease agreement.

If your income doesn’t qualify you for a car loan, you can ask someone to cosign for you. They’ll need to provide the same information when you apply for a bad credit car loan.

Buying a Used SUV With Bad Credit

Get Behind the Wheel of a Quality Pre-Owned SUV From Quick Auto, Your Go-To Bad Credit Car Dealership

Are you in the market for a reliable used SUV but worried that your less-than-perfect credit might hold you back? Fear not! At Quick Auto, we believe that everyone deserves a dependable vehicle, regardless of their credit history. With seven convenient locations across Indiana, Michigan, and Illinois, we're here to help you find the perfect pre-owned SUV that fits your lifestyle and budget.

Visit the nearest Quick Auto location to find a used SUV you’ll love.

Why Choose a Used SUV From a Bad Credit Car Dealership?

SUVs have become increasingly popular among car buyers, and for good reason. These versatile vehicles offer:

?     Spacious interiors for comfortable family rides.

?     Ample cargo space for all your gear.

?     Higher seating positions for better visibility.

?     Enhanced safety features for peace of mind.

When you choose a pre-owned SUV, you can enjoy all these benefits for much less money than a brand-new model.

Quick Auto's large inventory of over 100 vehicles includes popular SUVs, like the:

?     Chevy Equinox, a mid-sized SUV with a stylish body.

?     Dodge Journey, with three rows of seating and room for seven.

?     Nissan Rogue, a more compact SUV from a well-known maker.

?     Ford Escape, another compact SUV with lots of features and affordable pricing.

?     And more.

Shop now.

Bad Credit? That’s Not a Problem!

At Quick Auto, we understand that life happens, and sometimes your credit score takes a hit. That's why we specialize in car loans that don’t require a high credit score. Our experienced finance team will guide you through the process, helping you find a payment plan that works for your budget.

Whether you choose to apply for financing online on our user-friendly credit application or want to talk to us in person at one of our bad credit car dealerships, we're here to make the process as smooth and stress-free as possible.

Because we offer in-house financing, so you don’t have to work with a bank, we can get you a car loan without requiring a minimum credit score. Although we check your credit, we think it is not a real indicator of your ability to afford a reliable vehicle.

Apply for credit now!

Quality and Convenience At Quick Auto, a Bad Credit Car Dealership In Indiana

When you shop for a used SUV at one of Quick Auto's seven bad credit car lots, you know you’re getting a quality vehicle. Our team carefully looks over every SUV on our lot to make sure it is safe, reliable, and performs well. We stand behind the quality of our vehicles so you can feel confident when you get behind the wheel.

Quick Auto also wants to make your car-buying experience as convenient as possible. With our locations in the Indiana cities of Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage, you're never far from a Quick Auto dealership.

Our friendly and knowledgeable staff is always ready to answer your questions, help you find the perfect vehicle, and guide you through our in-house financing that only requires proof of income like your paystubs, a government-issued photo ID, and a utility bill in your name. Call us if you have any questions.

Drive Away With Confidence At Our Bad Credit Car Dealership

At Quick Auto, we're more than just a bad credit car dealership. We're your partner in vehicle ownership, and we want to help you find the perfect used SUV that fits your needs and budget.

We understand that buying a used SUV can feel stressful, so we offer tools and resources that can make it easier, like a user-friendly search tool so you can see our full inventory and filter your search by make, model, price, and more. Browse our complete list of vehicles now!

Our transparent pricing, flexible financing options, and exceptional customer service all work together to create a positive experience starting from the second you step onto our lot. Our commitment to your satisfaction doesn't end when you sign on the dotted line. We stand behind every used SUV we sell.

Start Your Journey Today

Visit one of our seven bad credit car lots today and see for yourself why we're the go-to destination for car buyers with less-than-perfect credit.

Don't let bad credit hold you back any longer. Take the first step toward vehicle ownership today, and see the Quick Auto difference for yourself. We look forward to helping you find the perfect used SUV and supporting you every step of the way.

Check out all the vehicles on offer to you at Quick Auto!

How a Bad Credit Car Lot Can Help You Get the Used Car You Deserve

In the world of car buying, a lower-than-average credit score can be a significant hurdle. It can lead you to trying - and often failing - to save up to buy a car with cash, or to seek out specialized dealerships that cater to customers with checkered credit histories. This is when a common question arises: Can I trust bad credit car dealerships?

Despite the apprehensions some may have, the answer is yes, you absolutely can. Although skepticism is understandable, there are compelling reasons why bad credit car dealerships can be trustworthy options for buyers in challenging credit situations.

Understanding Bad Credit Car Dealerships

So, you're curious about bad credit car dealerships. Let's break it down in a way that's easy to digest. Instead of slamming the door shut because of your credit history, these dealerships open it wider.

They don’t worry about your credit score because they know it doesn’t paint an accurate picture of whether you can afford to buy a car.Think of it as a personalized touch to car buying, where your story and needs are taken into account.

Bad credit car lots are all about providing opportunities for those who need a little extra help due to our credit histories. Usually, you just need to prove your monthly income and physical address to be eligible for a car loan.

Bad Credit Car Dealerships Offer Simple-To-Understand Financing

A trustworthy bad credit car dealership should value transparency as much as you do. These dealerships lay out the journey of your financing options in plain language. They'll walk you through the interest rates and how much you'll pay monthly, plus talk about your total loan and rules for paying it back. This approach makes the car-buying process more trustworthy and honest than traditional dealers with hidden fees or constant opportunities to upsell.

Because their finance team wants to ensure you can afford your vehicle, they’re more focused on helping you find the right vehicle rather than selling the most expensive one on the lot. You usually start with a short financing application before discussing the type of vehicle you’d like to own. After you’re approved - usually within a few minutes - the salesperson will only show you vehicles that you can afford.

When you know all the ins and outs of your financing options, it allows you to make choices that fit your budget and lifestyle. With all the information laid out in front of you, you can steer clear of any bumps in the road and feel confident in your decision to purchase. A bad credit car loan serves as a gateway to better financial decisions, and these dealerships can be the first step in that journey.

What To Look For In a Bad Credit Car Dealership

Contrary to common misconceptions, bad credit car dealerships prioritize transparency and integrity in their dealings with customers. While there may be concerns about potential exploitation or hidden fees, reputable dealerships are committed to upfront communication and honesty. They understand the importance of building trust with customers, especially those navigating difficult financial circumstances.

These types of dealerships have expert staff who know their stuff, including the variety of vehicles on the lot and how the entire car-buying process works. A bad credit car lot means you're stepping into a place that takes its responsibilities seriously. They're all about making sure you're treated right, keeping things transparent, and making sure you leave feeling good about your purchase.

Building a Relationship With Your Local Bad Credit Car Dealership

When you step into some car dealerships, it's all about the flash and the hard sell. At a bad credit car lot, it’s different. It's not about getting you to sign on the dotted line and waving goodbye as you drive off the lot. It’s about giving you access to a vehicle that you can count on. Why? Because reliable transportation is life-changing.

It's not uncommon to hear stories of buyers who, thanks to the support and trust they found at a bad credit car dealership, managed to not only buy a car but improve their credit score over time, get a better-paying job, or quality for a nicer apartment, all because someone took a chance on them.

Another reason why you can trust used car dealerships for bad credit is their positive track record and reputation within the community. Established dealerships have years of experience serving customers with credit challenges and have built a solid reputation based on their track record of customer satisfaction.

You can gauge the trustworthiness of a bad credit car dealership through online reviews, testimonials, and word-of-mouth referrals. Positive feedback from satisfied customers serves as a testament to the dealership's reliability.

Start Your Car Buying Journey Today, Regardless Of Your Credit

If you’re ready to get started with a bad credit car loan, consider getting pre-approved for financing at a reputable bad credit car dealership.

After you find a car lot that suits your needs, the rest of the process is so easy, it can be done in less than an hour! Reach out to a local dealership today to learn more.

Car Loans for Bad Credit in IN

How You Can Successfully Finance a Used Car at a Bad Credit Car Dealership

Financing a car is an intimidating process, especially when you’re worried about how your credit will impact your ability to get a loan. That’s where bad credit car loans come into play! These loans allow you to finance a used car at an affordable price without your credit score getting in the way.

In order to get a bad credit car loan, you have to go to a bad credit car dealership. Quick Auto is a buy here pay here dealership that specializes in helping customers find a reliable used car, regardless of their credit history.

We understand the complications that come with a lower credit score, so we take all the difficulties out and make the process easy for you. Read on to learn exactly how we can help you finance a used car in no time!

Qualifying for a Traditional Car Loan

To get a car loan from a bank or credit union, you will need a credit score of at least 600. Some lenders may require a higher score. The lower your score, the harder it may be to get a car loan, especially as interest rates on traditional loans continue to rise.

To find out if your credit score is 600 or less, you can request a credit report online, through a resource like Intuit Credit Karma. If you find that it is, and you need a quality vehicle, you should proceed straight to a bad credit car dealership rather than spending time at a traditional one, where you’ll suffer rejection due to your credit score.

Understanding Bad Credit Car Dealerships

Bad credit car dealerships give those with challenged credit histories the opportunity to be approved for a car loan. While a traditional lender might turn someone down because of their credit score, dealerships like ours have flexible and reasonable plans that allow almost anyone to get the used car they deserve.

Bad credit doesn’t mean settling for a lower quality vehicle. At dealerships like Quick Auto, customers can choose from a broad selection of reliable cars, trucks, SUVs, and vans. This variety means that you can find a vehicle that not only suits your needs but also your preferences, all while staying within your budget.

Financing at a Bad Credit Car Dealership

With in-house financing, bad credit car dealerships can offer immediate decisions on loan applications. You can avoid the long waits at traditional dealerships and banks. This fast approval process means that you can quickly and easily move forward with your purchase and get back on the road in no time.

Although we do run a credit check, it is not much of a determining factor for getting a loan from us. Instead, we want to be sure that you can afford a vehicle. This is because we believe everyone should have reliable transportation to get to work, school, and fun events.

We also report your payments to the major credit reporting bureaus. This way, if you make payments on time with us, you can actually improve your credit score while driving your new-to-you vehicle.

Prepare For a Visit to a Bad Credit Car Dealership

To best prepare for a visit to one of our used car dealerships with bad credit, make sure you have all the necessary paperwork and information for loan approvals. This includes:

?     Recent pay stubs for proof of monthly income

?     Proof of residence, best shown on a utility bill in your name

?     Valid driver's license

These identifying documents will make sure you’re able to pay your monthly payments and are eligible for financing.

After you have gathered these, you can get pre-approved online before you visit us in person. This will make the car-buying process even faster.

Before you make your visit to our bad credit car lot, it’s also important to review your current financial situation. Determine how much you can realistically afford to put toward a car payment each month.

Shop at Our Bad Credit Car Dealership in Indiana

At Quick Auto we have everything you need to successfully finance a vehicle, even with bad credit. Don’t let your credit score hold you back from buying a reliable car that’s right for you.

Learn more about the pre-approval process on our website, where you can also browse our inventory