Become a Car Owner with Buy Here Pay Here Financing in Indiana

With a less-than-desirable credit score, it can be challenging to finance a car. If you’ve tried to receive an auto loan in the past, you know just how important your credit score is. Low or no credit can prevent you from purchasing a vehicle from a traditional used car dealership.

Fortunately, you can still finance a car with no credit at our buy here pay here dealership, Quick Auto. Rather than considering your credit score, we determine your ability to pay off a loan using your monthly income.

No credit car financing may sound overwhelming at first, but you’ll soon learn just how simple it is to purchase a vehicle from a buy here pay here car dealership.

What is Buy Here Pay Here Financing, and What are its Benefits?

Buy here pay here financing is done completely in-house, meaning the dealership provides you with the loan, and you make payments back to the dealership, without involving a third party. To put it simply, you pay for your vehicle at the same place you bought it.

Buy here pay here dealerships have no credit requirements, making them a great way for drivers who have had credit challenges in the past to finance a car. These dealerships offer flexible payment options, lower down payments, and an easy approval process. What’s more, your on-time payments are recorded and reported to the major credit bureaus, allowing you to build your credit score while you drive your buy here pay here car.

Financing Your Buy Here Pay Here Car in 4 Easy Steps

At Quick Auto, our auto financing application process is simple, convenient, and can get you on the road in under an hour once you’ve been approved. Because our application is available online, you can get started with no credit car financing whenever and wherever it works best for you. Finance a car with no credit in these four steps:

  1. Gather Important Documents
    Before you apply for buy here pay here financing, you should gather all the documents you’ll need. To finance a car with no credit, you’ll need a valid driver’s license or state-issued ID, your most recent pay stub, and a bill addressed to you within the last 30 days to prove your address.

    We also accept cosigners if you aren’t sure whether you qualify for a loan on your income alone. Be sure to collect their information, too.

  2. Apply Online and Get Approved Fast
    You can apply for no credit card financing directly on our website. Each of our seven dealerships has their own application, so make sure you’re applying to the location in which you plan to purchase your vehicle.

    The auto finance application shouldn’t take too long to complete, and if you have any questions about your financing options, don’t hesitate to send us a message online. We’re always happy to help.

  3. Purchase a Vehicle From Our Buy Here Pay Here Dealership
    Once you’re approved, it’s time to purchase a buy here pay here car from our lot. When you visit our dealership, our staff will help you find a used car that aligns with your personal needs and budget. Customer satisfaction is our top priority, so we’ll be there every step of the way to ensure you purchase the right car for you, and one that checks all your boxes.

  4. Pay Off Your Loan With Our Flexible Payment Options
    After you’ve put a down payment on your selected vehicle, you can begin paying off your loan with our no credit car financing. We offer a variety of payment options, so you can select a method that works for you. Make weekly payments in person at the same dealership you bought your vehicle, or through our online portal. After your car is paid off, it’s all yours.

Finance a Car With No Credit at Our Buy Here Pay Here Dealership Near You Regardless of your credit history, buy here pay here financing can put you in the driver’s seat. When you visit a buy here pay here car dealership like Quick Auto, you’ll be able to purchase used cars, trucks, and SUVs from some of the top manufacturers, like Chevrolet, Ford, Toyota, and more.

We offer no credit car financing at each of our seven locations. Our buy here pay here dealerships are located all throughout Indiana, including Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage.

When you’re ready to purchase a buy here pay here used car, just complete the auto financing application online. Once you’re approved, you’ll get to experience all the benefits of financing a car with no credit.