Can I Buy a Pay Here Buy Here Car Despite My Credit Challenges?
Every Driver Can Access Reliable Transportation at Our Indiana Car Dealership
The car-buying process is difficult enough, and a poor credit history can make it even harder to get in the driver's seat. At Quick Auto, we believe your credit score doesn't define you, and understand that past mistakes shouldn't affect the present. That's why our pay here buy here dealership offers an in-house financing model that allows you to purchase a used car from our lot, despite your credit challenges.
On each of our seven car lots across Indiana, you'll find a variety of quality buy here pay here used cars that could be your next new-to-you ride - even if you have low or no credit. Keep reading to discover how you can become a proud car owner practically overnight, thanks to our offerings at Quick Auto.
How Is a Pay Here Buy Here Car Different from Other Used Vehicles?
The only difference between a pay here buy here car and a used vehicle from a traditional dealership is how you pay for it. When you receive a loan on a buy here pay here car, you pay it off through direct payments to the dealership, as opposed to a bank or other auto loan lender. The dealership handles both the sale and the financing under one roof.
Buy here pay here used cars don't have credit score requirements, and typically offer lower down payments and a simpler approval process, making it easier than ever to purchase a car of your own.
This doesn't mean you'll end up with a rundown piece of junk. At Quick Auto, our inventory is full of reliable, high-quality vehicles to fit every budget. You can even find luxury models on our buy here pay here car lot. Even if you don't have a particular make and model in mind, our staff can help you find a vehicle that is not only affordable, but meets your every need.
Our No Credit Financing Model at Quick Auto
Pay here buy here dealerships operate under a no credit financing model that considers your monthly income rather than your credit score. To receive a loan from our dealership, all you'll need is a driver's license or state issued ID, your most recent pay stub, and a bill addressed to you within the last 30 days. Your credit score is not a concern to us
Unlike traditional dealerships that sometimes require a lengthy approval process, our in-house financing is quick. You can even apply right now at home. Our auto financing application can be completed online before you visit one of our pay here buy here car lots, expediting your car-buying experience and making for a quick and easy approval process.
We also accept co-signers if you aren't sure whether you qualify for a loan. Just include their information on your car finance application, and have them bring their ID and documents to our dealership when you visit.
Once you arrive, our friendly staff can get you on the road in minutes. Plus, paying off your new ride is easy. Just visit our buy here pay here used car dealership or use our online portal to make a payment.
You Can Grow Your Credit, Too
You may think you're stuck with your credit score, but there are actually several ways to rebuild it, starting at our pay here buy here dealership. When you call one of our used cars your own, our in-house financing will make sure your on-time payments are included on your credit history report. In no time, you'll have a higher, stronger credit score. That could help you in other areas of your life, like finding a quality apartment or qualifying for a more affordable cell phone payment plan.
Don't Wait to Purchase One of Our Pay Here Buy Here Cars in Indiana
At Quick Auto, we've been offering in-house financing for over 20 years. Our buy here pay here car lot is always updating our inventory, giving you plenty of options when it comes to picking out your ride. Shop our ever-changing selection of used cars, trucks, and SUVs from some of the best manufacturers in the auto industry, including Cadillac, Ford, Volkswagen, and more.
You can check out our inventory online, or in-person at one of our buy here pay here car lots near you. Stop by one of our used dealerships in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, and Portage to get started and make the most of our buy here pay here bad credit financing.
