Learn What Our Used Car Dealership Can Do for You

When it comes to buying a car, there are what feels like a million used car dealerships near you to choose from. It can be difficult to know where you'll not only find a quality car, but for a good price. Buy here, pay here car lots are a great place to start.

Whether you’re feeling skeptical about buy here, pay here dealerships or this is your first time ever hearing about them, you’re probably wondering what makes these used car dealerships different from the rest. There are several reasons to purchase your next car from a buy here, pay here car lot.

#1 - No credit? No problem!
People with a low credit score often struggle to receive loans from dealerships or the bank when it comes to purchasing a car of their own. This is because these lenders determine a person’s credit worthiness based on their credit score. Although credit scores can reveal whether someone pays their bills on time, there are other factors that can cause it to lower. 

Buy here, pay here car lots don’t consider your credit history. Instead, these dealerships assess your ability to pay using your monthly income. Buy here, pay here financing is done completely in-house, meaning you make loan payments directly to the dealership.

#2 - Get Behind the Wheel, Fast
The car buying process isn’t necessarily a walk in the park, and many buyers feel discouraged just by how long the process takes. If you decide to purchase a used car directly from the owner, you’ll have to do a lot of the work yourself. You’ll need to research the vehicle, apply for financing, and purchase insurance and registration all before you can even call it yours. And if you buy new, you’ll need to apply for credit if you can’t pay your car off upfront (which, most drivers can’t).

Buy here, pay here car lots can get you behind the wheel in no time. Because buy here, pay here financing is done in-house, the process is quick and easy. You can even apply online before you even step foot on the dealership.

#3 - Shop a Huge Selection of Used Cars
Sure, you’ll probably be able to find the exact make, model, and color you’re looking for at other used car dealerships near you. But at a buy here, pay here car lot, you’ll have so many more cars to choose from. Looking for a car that’s a bit newer or something more retro? Trying to decide between an SUV, truck or sedan? Buy here, pay here car lots have it all, and the choice is yours of what kind of car you want to call your very own.

#4 - Buy Here, Pay Here Cars are Inspected Beforehand
When you purchase a used car, it’s important to remember that it’s just that - used. This makes it more likely for the car to have issues that the previous owner may not be aware of. If you’re purchasing the car directly from the owner, you’re going to have to spend both time and money getting it checked out by a mechanic. And if you don’t, you could end up paying a hefty amount for repairs on a car you just bought.

Luckily, buy here, pay here used cars are inspected and any problems are disclosed before purchase. You’ll have access to the vehicle’s history and what repairs have been made on it, so there aren't any surprises later on.

#5 - Rebuild Your Credit
We’ve covered that buy here, pay here car lots can help you purchase a used car even if you have little to no credit, but they can actually help you rebuild your credit, too! Making monthly, on-time payments to these dealerships allows you to build up your credit and qualify for other future purchases that will require a sufficient credit score. Most buy here, pay here car lots will ensure that your payments are recorded on your credit history report, so you don’t have to put your life on hold.

Don’t Wait! Visit Our Buy Here, Pay Here Car Lot Today
At Quick Auto, our used car dealership can get you on the road in no time. Our buy here, pay here finance model is quick and easy, allowing you to get approved even with little to no credit. Once you complete our car finance application online, you’re one step closer to getting in the driver’s seat.

We guarantee you won’t have any issues finding one of our used car dealerships near you. We have seven locations throughout Indiana, Michigan, and Illinois. Visit us in Hammond, South Bend, Highland, Elkhart, La Porte, Mishawaka, or Portage!

If you have any questions about our buy here, pay here car lot, we’d be happy to help. Just send us a message online!